At market level
median 2,826 €/m² for comparable properties
125,000 € 2,840 €/m²
Rent covers ~ 110% of the payment
~ 612 €/mo rent · pays for itself in ~ 17 yrs
Sale289,500 €3,860 €/m²
Expected rent661 € /mo
~92,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Sveta Troica (58 properties)
Area
75 m²
Floor
1 / 8
Construction
Panel
Year
1970
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment1,284 €20% down payment · 20 yrs · 3%
Expected rent661 €at market conditions for the neighbourhood
The rent covers 51% of the payment — you top up about 623 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 92,000 € above the typical price (the median) for 3-room apartments in Sveta Troica (58 properties) — 3,860 €/m² against 2,632 €/m².
The offered property is a three-room apartment in the Sveta Troitsa district, Sofia. It features a spacious living room, two bedrooms, kitchen, and bathroom, providing a functional layout of the living space. The building is a prefab panel from 1970, with maintained common areas and access control, and the apartment is located on the first floor of eight. The location is convenient, close to shops, schools, kindergartens, and public transport stops. The property is suitable for a refresh renovation and offers the opportunity for customization according to the needs of future occupants. This makes it suitable as a family home with good urban infrastructure.
With 20% down over 20 years the monthly mortgage payment is about 1,284 €, against an expected local rent of 661 €. The rent covers 51% of it.
Source: Market statistics for 3-room apartments in Sveta Troica
Pros and cons
AI summaryPros
- functional layout
- access control
- close to transport
- parking
Cons
- prefab panel construction
- first floor
- needs renovation
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- kitchen
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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