Sale

Four-room apartment with large terrace in Gorna Banya, Sofia

SofiaGorna Banya
Published: 21 January 2026 Updated: 14 September 2026
Sale650,000 €2,076 €/m²
Expected rent965 € /mo

~289,000 € BELOW MARKET

good value

against the median for 4-room apartments in Gorna Banya (15 properties)

Area
313 m²
Floor
5 / 5
Construction
Brick
Year
2010
Heating
Gas

Yield analysis

Low investment rating

1.8% / yr
Monthly payment2,884 €20% down payment · 20 yrs · 3%
Expected rent965 €at market conditions for the neighbourhood

The rent covers 33% of the payment — you top up about 1,919 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 56 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 289,000 € below the typical price (the median) for 4-room apartments in Gorna Banya (15 properties) — 2,076 €/m² against 3,000 €/m².

The apartment is located in Gorna Banya, Sofia and is situated on the top, fifth floor. The property has an area of 313 sq m and offers spacious rooms.

The layout includes an entrance hall, dining room with kitchenette, living room with fireplace, two children's bedrooms with a shared bathroom, storage room, master bedroom with walk-in closet and large bathroom with jacuzzi. The upper floor is designed as a library/home cinema with access to a terrace featuring a fountain, gazebo, and barbecue.

The building is brick from 2010, equipped with an elevator and offers the option to purchase underground parking spaces. Heating and other amenities are available and meet modern standards.

The location is between the districts of Knyazhevo and Gorna Banya, close to nature and offers panoramic views of Vitosha. The surroundings are quiet and suitable for family living.

The property is suitable for those seeking a spacious family home with good functionality and connection to nature.

With 20% down over 20 years the monthly mortgage payment is about 2,884 €, against an expected local rent of 965 €. The rent covers 33% of it.

Source: Market statistics for 4-room apartments in Gorna Banya

Pros and cons

AI summary
Pros
  • spacious
  • terrace with view
  • elevator
  • parking space
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 31% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 254 days.

  3. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • dining room
  • kitchenette
  • living room
  • bedroom
  • bedroom
  • bathroom
  • bedroom
  • bathroom

Amenities

  • Elevator
  • With Parking

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby