+76% above market
median 2,300 €/m² for comparable properties
730,000 €4,055 €/m²
Rent covers ~ 28% of the payment
~ 921 €/mo rent · you top up ~ 2,318 €/mo
Sale220,000 €2,933 €/m²
Expected rent658 € /mo
~56,000 € ABOVE MARKET
overpriced
against the median for 2-room apartments in Gorna Banya (33 properties)
Area
75 m²
Floor
1 / 4
Construction
Brick
Year
2026
Yield analysis
Low investment rating
Monthly payment976 €20% down payment · 20 yrs · 3%
Expected rent658 €at market conditions for the neighbourhood
The rent covers 67% of the payment — you top up about 318 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 56,000 € above the typical price (the median) for 2-room apartments in Gorna Banya (33 properties) — 2,933 €/m² against 2,189 €/m².
The apartment is located in Sofia city, Gorna Banya district, in a new residential building from 2026 with four floors.
The layout includes a living room with kitchenette, bedroom, entrance hall, bathroom with WC, and a veranda with direct access to the private yard.
The building is brick with ETEM aluminum frames and triple glazing, heating and hot water are electric, there is an elevator and an underground garage with a heated connection to the apartment.
The area is quiet and green with low-rise buildings, close to the mineral spring of Gorna Banya and convenient transport to the center of Sofia.
The property is suitable for people seeking tranquility and proximity to nature with the possibility of individual finishing.
With 20% down over 20 years the monthly mortgage payment is about 976 €, against an expected local rent of 658 €. The rent covers 67% of it.
Pros and cons
AI summaryPros
- private yard
- underground garage
- new-build
- elevator
Cons
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room with kitchenette 26.36 sq m
- bedroom 12.54 sq m
- entrance hall 6.77 sq m
- bathroom with WC 3.94 sq m
- veranda 5.20 sq m
Amenities
- Elevator
- With Parking
- Access Control
- Video Surveillance
- Renovated
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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