Sale

Four-room apartment in Gorna Banya with panoramic view

SofiaGorna Banya

Published: 3 August 2026 Updated: 1 October 2026

Sale919,300 €4,256 €/m²

Expected rent965 € /mo

~271,500 € ABOVE MARKET

overpriced

against the median for 4-room apartments in Gorna Banya (15 properties)

Area

216 m²

Floor

4 / 4

Construction

Brick

Year

2025

Heating

Gas

Yield analysis

Low investment rating

1.3% / yr

Monthly payment4,079 €20% down payment · 20 yrs · 3%

Expected rent965 €at market conditions for the neighbourhood

The rent covers 24% of the payment — you top up about 3,114 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 79 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 271,500 € above the typical price (the median) for 4-room apartments in Gorna Banya (15 properties) — 4,256 €/m² against 3,000 €/m².

4-room apartment in the Gorna Banya district, Sofia, in a new brick building from 2025 on the 4th floor.
The layout includes an entrance hall, large living room with kitchen, 3 bedrooms, 3 bathrooms, walk-in closet, laundry room and terraces.
The building is new, with underfloor heating, high-quality materials and equipment, elevator and parking space.
The complex offers green areas, tennis court, mineral pool and spa, located in a quiet and well-connected area.
The property is suitable for people seeking modern comfort and tranquility in a gated environment with amenities and nature.

With 20% down over 20 years the monthly mortgage payment is about 4,079 €, against an expected local rent of 965 €. The rent covers 24% of it.

Source: Market statistics for 4-room apartments in Gorna Banya

Pros and cons

AI summary

Pros

new-build
functional layout
south aspect
garage with charging station

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.