At market level
median 3,000 €/m² for comparable properties
525,000 € 3,017 €/m²
Rent covers ~ 41% of the payment
~ 964 €/mo rent · you top up ~ 1,365 €/mo
Sale400,000 €2,173 €/m²
Expected rent964 € /mo
~152,000 € BELOW MARKET
good value
against the median for 4-room apartments in Gorna Banya (15 properties)
Area
184 m²
Floor
5 / 6
Construction
Brick
Yield analysis
Low investment rating
Monthly payment1,775 €20% down payment · 20 yrs · 3%
Expected rent964 €at market conditions for the neighbourhood
The rent covers 54% of the payment — you top up about 811 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 35 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 152,000 € below the typical price (the median) for 4-room apartments in Gorna Banya (15 properties) — 2,173 €/m² against 3,000 €/m².
The apartment is located in Gorna Banya, Sofia, in a complex with controlled access and an elevator. The property is situated on the 5th of 6 floors and has an area of 184 sq m.
The layout includes an entrance hall, three bedrooms, a living room with kitchen and dining area, two bathrooms, and two terraces, providing convenient functionality for family use.
The building is brick, with quality finishes and modern heating and cooling systems that ensure comfort throughout the year.
The complex is located in an area with clean air, greenery, and mineral springs, with easy access to public transport and amenities such as parking spaces with electric vehicle charging stations.
The property is suitable for people seeking a spacious and functional home close to nature and with good infrastructure.
With 20% down over 20 years the monthly mortgage payment is about 1,775 €, against an expected local rent of 964 €. The rent covers 54% of it.
Source: Market statistics for 4-room apartments in Gorna Banya
Pros and cons
AI summaryPros
- functional layout
- south/east aspect
- parking spaces with chargers
- quality materials
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 28% below the average for comparable properties.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- bedroom
- bedroom
- bedroom
- living room
- kitchen
- dining area
- terrace
- terrace
Amenities
- With Parking
- Access Control
- Elevator
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Location
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