Sale

Three-room apartment with two terraces in Gorna Banya, Sofia

SofiaGorna Banya
Published: 5 April 2026 Updated: 20 July 2026
Sale209,150 €2,323 €/m²
Expected rent979 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Gorna Banya (61 properties)

Area
90 m²
Floor
2 / 4
Construction
Brick
Year
2026
Heating
Gas

Yield analysis

Fair investment rating

5.6% / yr
Monthly payment928 €20% down payment · 20 yrs · 3%
Expected rent979 €at market conditions for the neighbourhood

The rent covers 106% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 3.2% · 6,850 €
  1. 216,000 €5 April 2026Initial price
  2. 209,150 €▼ 6,850 € (3.2%) 20 July 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Gorna Banya (61 properties) — 2,350 €/m² against 2,347 €/m².

Three-room apartment in Sofia, Gorna Banya district, on Inzh. Borislav Ogoiski St. It is located on the second floor of a four-storey building from 2026 with brick construction.

The layout includes a living room with dining area and kitchenette with terrace, two bedrooms (one with built-in wardrobe, the other with terrace), entrance hall, bathroom with toilet, and separate toilet.

The building is in the process of completion (pre-Act 15) and will be equipped with underfloor heating, heat pump system, solid entrance doors, elevator, and access control. The common areas and facade will meet modern standards for thermal insulation and earthquake resistance.

The location is quiet, with quick access to Gorna Banya metro station, public transport, school, kindergarten, shops, and hospital. Nearby are the Vitosha and Lyulin mountains, providing clean air and recreational opportunities.

The property is suitable for family living with good functionality and amenities combining urban and natural comfort.

With 20% down over 20 years the monthly mortgage payment is about 928 €, against an expected local rent of 979 €. The rent covers the whole payment (106%).

The asking price has fallen by 6,850 € (3.2%) since it was first listed.

Source: Market statistics for 3-room apartments in Gorna Banya

Pros and cons

AI summary
Pros
  • two terraces
  • underfloor heating
  • elevator and access control
  • close to metro
Cons
  • pre-Act 15
  • finishing of plaster and screed

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 180 days.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 3%.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • entrance hall
  • bathroom
  • toilet
  • toilet

Amenities

  • Elevator
  • With Parking
  • Access Control

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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