Sale

Three-room apartment with terrace in Gorna Banya, Sofia

SofiaGorna Banya
Published: 5 April 2026 Updated: 20 July 2026
Sale192,000 €2,400 €/m²
Expected rent979 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Gorna Banya (61 properties)

Area
80 m²
Floor
3 / 4
Construction
Brick
Year
2026
Heating
Gas

Yield analysis

Good investment rating

6.1% / yr
Monthly payment852 €20% down payment · 20 yrs · 3%
Expected rent979 €at market conditions for the neighbourhood

The rent covers 115% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 2% · 4,000 €
  1. 196,000 €5 April 2026Initial price
  2. 192,000 €▼ 4,000 € (2%) 20 July 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Gorna Banya (61 properties) — 2,400 €/m² against 2,347 €/m².

Three-room apartment in Sofia, Gorna Banya district, Inzh. Borislav Ogoiski St.

The layout includes a living room with dining area and kitchenette with terrace, two bedrooms (one with terrace), entrance hall, bathroom with toilet, separate toilet, and laundry room.

The building is new-build (2026), brick, with elevator and access control, before Act 15, equipped with a heat pump system and underfloor heating.

The location is on a quiet street, close to Gorna Banya metro station, public transport, school, kindergarten, and shops, with quick access to the ring road and the Vitosha and Lyulin mountains.

The property is suitable for people seeking tranquility and proximity to nature, with urban conveniences and the possibility of a parking space.

With 20% down over 20 years the monthly mortgage payment is about 852 €, against an expected local rent of 979 €. The rent covers the whole payment (115%).

The asking price has fallen by 4,000 € (2%) since it was first listed.

Source: Market statistics for 3-room apartments in Gorna Banya

Pros and cons

AI summary
Pros
  • functional layout
  • new brick building
  • terrace with view
  • elevator and access control
Cons
  • before Act 15
  • third floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 180 days.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 2%.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

  4. Is there enough daylight, and does damp appear? What are the heating bills like?

    Because: The advertised exposure faces north only.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • entrance hall
  • bathroom
  • toilet
  • toilet
  • laundry room

Amenities

  • Elevator
  • With Parking
  • Access Control

Exposure

AI summary
NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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