Sale

Three-room apartment with English courtyard in Gorna Banya, Sofia

SofiaGorna Banya
Published: 5 April 2026 Updated: 20 July 2026
Sale174,800 €2,300 €/m²
Expected rent979 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Gorna Banya (61 properties)

Area
76 m²
Floor
0 / 4
Construction
Brick
Year
2026
Heating
Gas

Yield analysis

Good investment rating

6.7% / yr
Monthly payment776 €20% down payment · 20 yrs · 3%
Expected rent979 €at market conditions for the neighbourhood

The rent covers 126% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 2.1% · 3,800 €
  1. 178,600 €5 April 2026Initial price
  2. 174,800 €▼ 3,800 € (2.1%) 20 July 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Gorna Banya (61 properties) — 2,300 €/m² against 2,347 €/m².

Three-room apartment in Sofia city, Gorna Banya district, on Inzh. Borislav Ogoiski St.

The layout includes a living room with dining area and kitchenette, two bedrooms, entrance hall, bathroom with toilet, separate toilet, and an English courtyard adjacent to one of the bedrooms.

The building is brick, built in 2026, with underfloor heating, solid entrance doors, and finished common areas, equipped with an elevator and access control.

The location is quiet, within walking distance to the metro station and public transport, close to schools, kindergartens, shops, and a hospital, as well as the Vitosha and Lyulin mountains.

The property is suitable for families seeking convenience and proximity to nature with good transport connections.

With 20% down over 20 years the monthly mortgage payment is about 776 €, against an expected local rent of 979 €. The rent covers the whole payment (126%).

The asking price has fallen by 3,800 € (2.1%) since it was first listed.

Source: Market statistics for 3-room apartments in Gorna Banya

Pros and cons

AI summary
Pros
  • functional layout
  • new-build
  • elevator and access control
  • close to metro
Cons
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 180 days.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 2%.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • entrance hall
  • bathroom
  • toilet
  • toilet

Amenities

  • Elevator
  • With Parking
  • Access Control

Details

Category
Residential
Rooms
3
Bathrooms
2

Location

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