Sale

Three-room apartment in Gorna Banya with underfloor heating

SofiaGorna Banya
Published: 1 October 2026 Updated: 1 October 2026
Sale229,500 €2,125 €/m²
Expected rent977 € /mo

~24,000 € BELOW MARKET

good value

against the median for 3-room apartments in Gorna Banya (62 properties)

Area
108 m²
Floor
2 / 4
Construction
Brick
Year
2026
Heating
Gas

Yield analysis

Fair investment rating

5.1% / yr
Monthly payment1,018 €20% down payment · 20 yrs · 3%
Expected rent977 €at market conditions for the neighbourhood

The rent covers 96% of the payment — you top up about 41 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 24,000 € below the typical price (the median) for 3-room apartments in Gorna Banya (62 properties) — 2,125 €/m² against 2,348 €/m².

Three-room apartment in Sofia, Gorna Banya district, new-build from 2026 on the second floor of four.

The layout includes a living room with kitchen (33.90 sq m), two bedrooms, separate bathroom and toilet, as well as two balconies with a total area over 7 sq m.

The building is brick, with underfloor heating and will be delivered with plaster and screed, featuring a basement and the option to purchase an underground garage.

The location is quiet and residential, with convenient access to the Ring Road and the nearby districts Ovcha Kupel and Gorna Banya.

The property is suitable for families seeking new-build in a quiet environment with good transport connections.

With 20% down over 20 years the monthly mortgage payment is about 1,018 €, against an expected local rent of 977 €. The rent covers 96% of it.

Source: Market statistics for 3-room apartments in Gorna Banya

Pros and cons

AI summary
Pros
  • functional layout
  • underfloor heating
  • new-build
  • two balconies
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Access Control

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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