−42% below market
median 3,486 €/m² for comparable properties
245,000 € 2,024 €/m²
Rent covers ~ 101% of the payment
~ 1,095 €/mo rent · pays for itself in ~ 19 yrs
Sale430,000 €4,215 €/m²
Expected rent1,512 € /mo
~79,500 € ABOVE MARKET
overpriced
against the median for 4-room apartments in Centyr (324 properties)
Area
102 m²
Floor
3 / 5
Construction
Brick
Year
1950
Heating
District Heating
Yield analysis
Fair investment rating
Monthly payment1,908 €20% down payment · 20 yrs · 3%
Expected rent1,512 €at market conditions for the neighbourhood
The rent covers 79% of the payment — you top up about 396 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 79,500 € above the typical price (the median) for 4-room apartments in Centyr (324 properties) — 4,215 €/m² against 3,435 €/m².
The apartment is located in a brick building from 1950 in the centre of Sofia. The layout includes an entrance hall, kitchen, bedroom with terrace, large vestibule and two rooms, with an additional terrace overlooking the inner courtyard attached to the southern room. The property has a bathroom and toilet. The building has controlled common areas and maintenance. The construction is brick, and heating is centralized (district heating). PVC windows have been replaced throughout the apartment, improving thermal insulation. The location is convenient for city living, close to administrative and cultural sites in central Sofia. The apartment offers possibilities for reconfiguration and includes an attic space and basement as additional areas. The property is suitable for those seeking a spacious residential unit in a central urban environment with balanced amenities and functionality.
With 20% down over 20 years the monthly mortgage payment is about 1,908 €, against an expected local rent of 1,512 €. The rent covers 79% of it.
Pros and cons
AI summaryPros
- functional layout
- south / north aspect
- two terraces
- controlled access
Cons
- year of construction 1950
- no elevator
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 273 days.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1950 — about 76 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- kitchen
- bedroom
- vestibule
- bedroom
- bathroom
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 1
Location
Similar properties nearby
At market level
median 3,428 €/m² for comparable properties
299,000 € 3,476 €/m²
Rent covers ~ 55% of the payment
~ 735 €/mo rent · you top up ~ 592 €/mo
No market valuation
On request
No yield data
Appears once there's enough market data
+14% above market
median 3,486 €/m² for comparable properties
450,000 € 3,982 €/m²
Rent covers ~ 55% of the payment
~ 1,095 €/mo rent · you top up ~ 902 €/mo
At market level
median 3,486 €/m² for comparable properties
515,000 € 3,814 €/m²
Rent covers ~ 48% of the payment
~ 1,095 €/mo rent · you top up ~ 1,190 €/mo
+28% above market
median 3,486 €/m² for comparable properties
424,800 € 4,471 €/m²
Rent covers ~ 58% of the payment
~ 1,095 €/mo rent · you top up ~ 790 €/mo
At market level
median 3,486 €/m² for comparable properties
298,990 € 3,737 €/m²
Rent covers ~ 83% of the payment
~ 1,095 €/mo rent · you top up ~ 232 €/mo
+23% above market
median 3,486 €/m² for comparable properties
362,989 € 4,270 €/m²
Rent covers ~ 68% of the payment
~ 1,095 €/mo rent · you top up ~ 516 €/mo