Sale

Three-room apartment in Sveta Troitsa with two terraces

SofiyaSveta Troica

Published: 8 September 2026 Updated: 8 September 2026

Sale190,000 €2,159 €/m²

Expected rent691 € /mo

~39,000 € BELOW MARKET

good value

against the median for 3-room apartments in Sveta Troica (52 properties)

Area

88 m²

Floor

1 / 8

Construction

Panel

Year

1980

Yield analysis

Fair investment rating

4.4% / yr

Monthly payment843 €20% down payment · 20 yrs · 3%

Expected rent691 €at market conditions for the neighbourhood

The rent covers 82% of the payment — you top up about 152 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 39,000 € below the typical price (the median) for 3-room apartments in Sveta Troica (52 properties) — 2,159 €/m² against 2,605 €/m².

The apartment is located in Sofia, Sveta Troitsa district, near Vardar metro station.

The property features a functional layout - entrance hall, living room, large kitchen, two bedrooms, bathroom with toilet, and two balconies.

The building is a prefab panel from 1980, with an elevator and district heating, but the apartment needs renovation.

The area offers amenities such as a hospital, schools, kindergartens, and supermarkets.

It is suitable for people looking for a home with a good location and the possibility to renovate according to personal preferences.

With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 691 €. The rent covers 82% of it.

Source: Market statistics for 3-room apartments in Sveta Troica

Pros and cons

AI summary

Pros

functional layout
two terraces
close to metro
elevator

Cons

needs renovation
ground floor
northwest aspect

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 17% below the average for comparable properties.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.