Sale

Three-room apartment with terraces in Gorna Banya, Sofia

SofiaGorna Banya
Published: 5 April 2026 Updated: 20 July 2026
Sale204,000 €2,400 €/m²
Expected rent979 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Gorna Banya (61 properties)

Area
85 m²
Floor
3 / 4
Construction
Brick
Year
2026
Heating
Gas

Yield analysis

Fair investment rating

5.8% / yr
Monthly payment905 €20% down payment · 20 yrs · 3%
Expected rent979 €at market conditions for the neighbourhood

The rent covers 108% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 17 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 2% · 4,250 €
  1. 208,250 €5 April 2026Initial price
  2. 204,000 €▼ 4,250 € (2%) 20 July 2026Price reducedCurrent

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Gorna Banya (61 properties) — 2,400 €/m² against 2,347 €/m².

The offered property is a three-room apartment in Sofia, Gorna Banya district, on Inzh. Borislav Ogoiski St. It features a living room with dining area and kitchenette, two bedrooms each with separate terraces, an entrance hall, bathroom, toilet, and laundry room. The apartment is on the third floor of four in a building with an elevator. The building is brick, built in 2026, with underfloor heating and an installed heat pump system. It is located on a quiet street, close to Gorna Banya metro station and public transport, with convenient access to the ring road. The area has a school, kindergarten, shops, and a hospital, and the air is clean thanks to the proximity to Vitosha and Lyulin mountains. The property is suitable for people seeking tranquility and amenities close to nature.

With 20% down over 20 years the monthly mortgage payment is about 905 €, against an expected local rent of 979 €. The rent covers the whole payment (108%).

The asking price has fallen by 4,250 € (2%) since it was first listed.

Source: Market statistics for 3-room apartments in Gorna Banya

Pros and cons

AI summary
Pros
  • functional layout
  • terraces for all rooms
  • new-build
  • elevator and parking space
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 180 days.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 2%.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • entrance hall
  • bathroom
  • toilet
  • toilet
  • laundry room

Amenities

  • Elevator
  • With Parking
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby