median 2,347 €/m² for comparable properties
Rent covers ~ 117% of the payment
~ 979 €/mo rent · pays for itself in ~ 16 yrs
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Gorna Banya (61 properties)
Good investment rating
The rent covers 114% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
This apartment is priced at the typical price (the median) for 3-room apartments in Gorna Banya (61 properties) — 2,300 €/m² against 2,347 €/m².
The offered property is a three-room apartment in a new residential building in Gorna Banya, Sofia. It features a living room with dining area and kitchenette, two bedrooms, entrance hall, bathroom, separate toilet, and an English courtyard in front of all rooms. The building is brick construction from 2026, with underfloor heating, security entrance doors, and finished common areas. It is located on a quiet street, close to the metro station, public transport, schools, and shops. The area has clean air and proximity to the Vitosha and Lyulin mountains. The property is suitable for a family seeking convenience and tranquility in an urban environment with easy access to nature.
With 20% down over 20 years the monthly mortgage payment is about 857 €, against an expected local rent of 979 €. The rent covers the whole payment (114%).
The asking price has fallen by 4,200 € (2.1%) since it was first listed.
Source: Market statistics for 3-room apartments in Gorna Banya
Derived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 180 days.
Is there still room to negotiate?
Because: The price has been cut once, by about 2%.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
The exact address hasn't been published by the seller — the map shows the neighbourhood.
median 2,347 €/m² for comparable properties
Rent covers ~ 117% of the payment
~ 979 €/mo rent · pays for itself in ~ 16 yrs
median 3,000 €/m² for comparable properties
Rent covers ~ 18% of the payment
~ 965 €/mo rent · you top up ~ 4,359 €/mo
median 2,203 €/m² for comparable properties
Rent covers ~ 77% of the payment
~ 783 €/mo rent · you top up ~ 235 €/mo
median 3,000 €/m² for comparable properties
Rent covers ~ 41% of the payment
~ 965 €/mo rent · you top up ~ 1,364 €/mo
median 3,000 €/m² for comparable properties
Rent covers ~ 24% of the payment
~ 965 €/mo rent · you top up ~ 3,114 €/mo
median 2,347 €/m² for comparable properties
Rent covers ~ 117% of the payment
~ 979 €/mo rent · pays for itself in ~ 16 yrs
median 2,347 €/m² for comparable properties
Rent covers ~ 96% of the payment
~ 979 €/mo rent · you top up ~ 41 €/mo
median 3,000 €/m² for comparable properties
Rent covers ~ 54% of the payment
~ 965 €/mo rent · you top up ~ 810 €/mo