At market level
median 3,000 €/m² for comparable properties
525,000 € 3,017 €/m²
Rent covers ~ 41% of the payment
~ 964 €/mo rent · you top up ~ 1,365 €/mo
Sale375,000 €2,819 €/m²
Expected rent977 € /mo
~63,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Gorna Banya (61 properties)
Area
133 m²
Floor
3 / 4
Construction
Brick
Year
2024
Heating
Gas
Yield analysis
Low investment rating
Monthly payment1,664 €20% down payment · 20 yrs · 3%
Expected rent977 €at market conditions for the neighbourhood
The rent covers 59% of the payment — you top up about 687 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 63,000 € above the typical price (the median) for 3-room apartments in Gorna Banya (61 properties) — 2,819 €/m² against 2,347 €/m².
Three-room apartment in the Gorna Banya district, Sofia, located on the 3rd floor of a four-storey building. The property is part of a new residential complex with controlled access and green areas.
The layout includes two bedrooms, one with an en-suite bathroom, a living room with kitchen and dining area, corridor, and terrace with a view of Vitosha. The rooms are bright and spacious.
The building is brick, built in 2024, with underfloor gas heating and an elevator. The complex offers security, parking, and a spa center with mineral water.
The location is quiet, close to nature and sports facilities such as tennis courts and playgrounds. At the same time, it provides the conveniences of city life.
The property is suitable for people seeking a balance between comfort and proximity to nature within Sofia.
With 20% down over 20 years the monthly mortgage payment is about 1,664 €, against an expected local rent of 977 €. The rent covers 59% of it.
Source: Market statistics for 3-room apartments in Gorna Banya
Pros and cons
AI summaryPros
- functional layout
- new brick building
- underfloor gas heating
- gated complex
Cons
- penultimate floor
- offered unfinished
Layout
- living room
- bedroom
- bedroom
Amenities
- With Parking
- Elevator
- Security
- Gated Community
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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