+20% above market
median 2,164 €/m² for comparable properties
145,000 € 2,589 €/m²
Rent covers ~ 99% of the payment
~ 638 €/mo rent · you top up ~ 5 €/mo
Sale118,000 €1,873 €/m²
Expected rent638 € /mo
~18,500 € BELOW MARKET
good value
against the median for 2-room apartments in Serdika (52 properties)
Area
63 m²
Floor
9 / 16
Construction
Brick
Year
2026
Yield analysis
Good investment rating
Monthly payment524 €20% down payment · 20 yrs · 3%
Expected rent638 €at market conditions for the neighbourhood
The rent covers 122% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 18,500 € below the typical price (the median) for 2-room apartments in Serdika (52 properties) — 1,873 €/m² against 2,164 €/m².
The apartment is located in Sofia, Serdika district, in a new-build building. It features two rooms, including a living room with kitchenette and a separate bedroom, as well as a balcony. The property is on the 9th floor of a total of 16 and has an east/north aspect. The building is constructed of brick and uses modern materials, with central district heating planned. The location is close to Central Station and a metro station, providing convenient access to public transport. The property is suitable for living or investment, allowing completion according to an individual project.
With 20% down over 20 years the monthly mortgage payment is about 524 €, against an expected local rent of 638 €. The rent covers the whole payment (122%).
Pros and cons
AI summaryPros
- functional layout
- balcony
- central heating
- close to metro
Cons
- east/north aspect
- completion to choice
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 14% below the average for comparable properties.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 9 and the listing does not mention a lift.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Exposure
AI summaryNNorth
Even light, cooler during summer
EEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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