At market level
median 3,993 €/m² for comparable properties
410,000 € 4,183 €/m²
Rent covers ~ 61% of the payment
~ 1,117 €/mo rent · you top up ~ 702 €/mo
Sale457,000 €3,808 €/m²
Expected rent1,949 € /mo
AT MARKET LEVEL
fairly priced
against the median for 4-room apartments in Lozenec (126 properties)
Area
120 m²
Floor
2 / 6
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment2,028 €20% down payment · 20 yrs · 3%
Expected rent1,949 €at market conditions for the neighbourhood
The rent covers 96% of the payment — you top up about 79 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 4-room apartments in Lozenec (126 properties) — 3,808 €/m² against 3,788 €/m².
The apartment is located in the Lozenets district of Sofia, close to Yuzhen Park and the city centre.
The layout includes a corridor, living room with access to a terrace, kitchenette, dining room, two bedrooms, bathroom with toilet and separate toilet, with the property being walk-through and bright.
The building is brick, built in 1995, with an elevator and PVC windows; heating is via inverter air conditioners.
The location offers a quiet residential environment with plenty of greenery and convenient access to commercial areas and parks.
The property is suitable as a family home or investment with the possibility to combine it with an adjacent apartment.
With 20% down over 20 years the monthly mortgage payment is about 2,028 €, against an expected local rent of 1,949 €. The rent covers 96% of it.
Pros and cons
AI summaryPros
- functional layout
- southern aspect
- elevator
- close to park
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Layout
- corridor
- living room
- kitchenette
- dining room
- bedroom
- second bedroom
- bathroom
- toilet
Amenities
- Elevator
- Internet Connection
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Location
Similar properties nearby
−27% below market
median 4,079 €/m² for comparable properties
269,000 € 2,988 €/m²
Rent covers ~ 62% of the payment
~ 736 €/mo rent · you top up ~ 457 €/mo
+28% above market
median 3,498 €/m² for comparable properties
820,000 € 4,480 €/m²
Rent covers ~ 50% of the payment
~ 1,815 €/mo rent · you top up ~ 1,823 €/mo
−21% below market
median 3,993 €/m² for comparable properties
310,000 € 3,163 €/m²
Rent covers ~ 81% of the payment
~ 1,117 €/mo rent · you top up ~ 258 €/mo
−38% below market
median 3,993 €/m² for comparable properties
309,000 € 2,472 €/m²
Rent covers ~ 81% of the payment
~ 1,117 €/mo rent · you top up ~ 254 €/mo
At market level
median 3,788 €/m² for comparable properties
850,000 € 3,556 €/m²
Rent covers ~ 52% of the payment
~ 1,949 €/mo rent · you top up ~ 1,822 €/mo
+50% above market
median 3,993 €/m² for comparable properties
1,190,000 € 5,979 €/m²
Rent covers ~ 21% of the payment
~ 1,117 €/mo rent · you top up ~ 4,163 €/mo
+28% above market
median 4,000 €/m² for comparable properties
123,000 € 5,125 €/m²
Rent covers ~ 101% of the payment
~ 549 €/mo rent · pays for itself in ~ 19 yrs