−42% below market
median 3,500 €/m² for comparable properties
245,000 € 2,024 €/m²
Rent covers ~ 101% of the payment
~ 1,095 €/mo rent · pays for itself in ~ 19 yrs
Sale550,000 €3,055 €/m²
Expected rent1,510 € /mo
~67,000 € BELOW MARKET
good value
against the median for 4-room apartments in Centyr (326 properties)
Area
180 m²
Floor
6 / 7
Construction
Brick
Year
2026
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment2,440 €20% down payment · 20 yrs · 3%
Expected rent1,510 €at market conditions for the neighbourhood
The rent covers 62% of the payment — you top up about 930 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 67,000 € below the typical price (the median) for 4-room apartments in Centyr (326 properties) — 3,055 €/m² against 3,429 €/m².
The apartment is located in Sofia, in the Center area. It has two levels and a total floor area of 180 sq m. The internal layout includes a large living room, kitchen with dining area, three bedrooms, three bathrooms with toilets, and three terraces. The building is new-build from 2026, with a brick structure and luxurious common areas made of natural stone. There is an elevator and controlled access. The location is convenient, close to a metro station, tram and bus lines, schools, and eateries. The property is suitable for family living with a focus on urban comfort and functionality.
With 20% down over 20 years the monthly mortgage payment is about 2,440 €, against an expected local rent of 1,510 €. The rent covers 62% of it.
This property is advertised in 3 offers, all from the same agency. The gap between the cheapest and the dearest is 110,000 €. It has been listed for 179 days.
Pros and cons
AI summaryPros
- two-level layout
- spacious terraces
- new-build
- elevator
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Which price is the real one, and who am I negotiating with?
Because: The property appears in 3 listings, and the prices differ by about 17%.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- dining area
- bedroom
- bedroom
- bedroom
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 3
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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