−9% below market
median 2,500 €/m² for comparable properties
125,000 € 2,272 €/m²
Rent covers ~ 110% of the payment
~ 612 €/mo rent · pays for itself in ~ 17 yrs
Sale299,990 €3,333 €/m²
Expected rent641 € /mo
~82,500 € ABOVE MARKET
overpriced
against the median for 4-room apartments in Banishora (36 properties)
Area
90 m²
Floor
4 / 6
Construction
Brick
Year
1970
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment1,331 €20% down payment · 20 yrs · 3%
Expected rent641 €at market conditions for the neighbourhood
The rent covers 48% of the payment — you top up about 690 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 39 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 82,500 € above the typical price (the median) for 4-room apartments in Banishora (36 properties) — 3,333 €/m² against 2,414 €/m².
The apartment is located in the Banishora district of Sofia, on the fourth floor of six in a brick building from 1970.
The layout includes a living room with dining area and kitchenette, three bedrooms, a bathroom with toilet, a separate toilet, and two terraces.
The building is a solid brick construction, the apartment has been renovated with quality materials such as Italian granite tiles and oak parquet, heating is district heating with the option for air conditioners.
The area offers good infrastructure, close to Maria Luiza metro station and green communal spaces with playgrounds.
The property is suitable for family use with conveniences for urban living and a functional layout.
With 20% down over 20 years the monthly mortgage payment is about 1,331 €, against an expected local rent of 641 €. The rent covers 48% of it.
Source: Market statistics for 4-room apartments in Banishora
Pros and cons
AI summaryPros
- functional layout
- two terraces
- quality materials
- close to metro
Cons
- no elevator
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- living room
- dining area
- kitchenette
- bedroom
- bedroom
- bedroom
Amenities
- Access Control
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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