−18% below market
median 2,613 €/m² for comparable properties
182,750 € 2,150 €/m²
Rent covers ~ 82% of the payment
~ 661 €/mo rent · you top up ~ 150 €/mo
Sale244,000 €2,489 €/m²
Expected rent749 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Banishora (198 properties)
Area
98 m²
Floor
5 / 13
Construction
Brick
Year
2026
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment1,083 €20% down payment · 20 yrs · 3%
Expected rent749 €at market conditions for the neighbourhood
The rent covers 69% of the payment — you top up about 334 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Banishora (198 properties) — 2,489 €/m² against 2,348 €/m².
Three-room apartment with an area of 98 sq m, located in the district of Banishora, Sofia.
The layout includes a living room, kitchen, two bedrooms, bathroom with toilet, and terrace, providing convenient internal functionality.
The building is a new-build from 2026, constructed with brick materials, heating is district heating (TEC), and the common areas are well maintained with controlled access.
The location is convenient for city living with easy access to the center and main communications in the district.
The property is suitable both for living and for long-term investment due to the balanced layout and location.
With 20% down over 20 years the monthly mortgage payment is about 1,083 €, against an expected local rent of 749 €. The rent covers 69% of it.
Source: Market statistics for 3-room apartments in Banishora
Pros and cons
AI summaryPros
- functional layout
- new brick building
- terrace
- controlled access
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- bedroom
- bathroom
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Location
Similar properties nearby
At market level
median 2,348 €/m² for comparable properties
223,100 € 2,300 €/m²
Rent covers ~ 76% of the payment
~ 749 €/mo rent · you top up ~ 241 €/mo
−39% below market
median 3,500 €/m² for comparable properties
325,000 € 2,152 €/m²
Rent covers ~ 76% of the payment
~ 1,096 €/mo rent · you top up ~ 346 €/mo
−26% below market
median 3,385 €/m² for comparable properties
215,000 € 2,500 €/m²
Rent covers ~ 77% of the payment
~ 735 €/mo rent · you top up ~ 219 €/mo
At market level
median 2,348 €/m² for comparable properties
306,383 € 2,356 €/m²
Rent covers ~ 55% of the payment
~ 749 €/mo rent · you top up ~ 610 €/mo
At market level
median 2,348 €/m² for comparable properties
310,000 € 2,296 €/m²
Rent covers ~ 54% of the payment
~ 749 €/mo rent · you top up ~ 626 €/mo
At market level
median 2,414 €/m² for comparable properties
380,000 € 2,375 €/m²
Rent covers ~ 38% of the payment
~ 639 €/mo rent · you top up ~ 1,047 €/mo
At market level
median 2,664 €/m² for comparable properties
95,900 € 2,740 €/m²
Rent covers ~ 107% of the payment
~ 457 €/mo rent · pays for itself in ~ 17 yrs