+30% above market
median 2,348 €/m² for comparable properties
290,000 € 3,052 €/m²
Rent covers ~ 58% of the payment
~ 751 €/mo rent · you top up ~ 536 €/mo
Sale350,000 €3,365 €/m²
Expected rent751 € /mo
~106,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Banishora (195 properties)
Area
104 m²
Floor
13 / 15
Construction
Brick
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment1,553 €20% down payment · 20 yrs · 3%
Expected rent751 €at market conditions for the neighbourhood
The rent covers 48% of the payment — you top up about 802 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 39 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 106,000 € above the typical price (the median) for 3-room apartments in Banishora (195 properties) — 3,365 €/m² against 2,348 €/m².
Three-room apartment in the Banishora district, Sofia.
Layout: living room, kitchen, two bedrooms, bathroom with toilet, and terrace. The spaces are separate and functional.
The building is brick with well-maintained common areas and controlled access. Heating is district heating.
The location is convenient, with quick access to the city centre and urban infrastructure.
The property is suitable both for living and for long-term investment due to its actual floor area and location.
With 20% down over 20 years the monthly mortgage payment is about 1,553 €, against an expected local rent of 751 €. The rent covers 48% of it.
Source: Market statistics for 3-room apartments in Banishora
Pros and cons
AI summaryPros
- functional layout
- terrace
- controlled access
Cons
- 13th floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 13 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- bedroom
- bathroom
- terrace
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Location
Similar properties nearby
+20% above market
median 2,500 €/m² for comparable properties
135,000 € 3,000 €/m²
Rent covers ~ 102% of the payment
~ 612 €/mo rent · pays for itself in ~ 18 yrs
+22% above market
median 2,500 €/m² for comparable properties
148,999 € 3,040 €/m²
Rent covers ~ 93% of the payment
~ 612 €/mo rent · you top up ~ 49 €/mo
At market level
median 2,500 €/m² for comparable properties
120,000 € 2,500 €/m²
Rent covers ~ 115% of the payment
~ 612 €/mo rent · pays for itself in ~ 16 yrs
+28% above market
median 2,348 €/m² for comparable properties
318,000 € 3,000 €/m²
Rent covers ~ 53% of the payment
~ 751 €/mo rent · you top up ~ 660 €/mo
+10% above market
median 2,500 €/m² for comparable properties
132,000 € 2,750 €/m²
Rent covers ~ 104% of the payment
~ 612 €/mo rent · pays for itself in ~ 18 yrs
At market level
median 2,500 €/m² for comparable properties
167,500 € 2,500 €/m²
Rent covers ~ 82% of the payment
~ 612 €/mo rent · you top up ~ 131 €/mo
At market level
median 2,500 €/m² for comparable properties
165,000 € 2,538 €/m²
Rent covers ~ 84% of the payment
~ 612 €/mo rent · you top up ~ 120 €/mo