At market level
median 2,347 €/m² for comparable properties
188,460 € 2,243 €/m²
Rent covers ~ 117% of the payment
~ 979 €/mo rent · pays for itself in ~ 16 yrs
Sale162,000 €2,189 €/m²
Expected rent658 € /mo
AT MARKET LEVEL
fairly priced
against the median for 2-room apartments in Gorna Banya (33 properties)
Area
74 m²
Floor
2 / 4
Construction
Brick
Year
2026
Heating
Gas
Yield analysis
Fair investment rating
Monthly payment719 €20% down payment · 20 yrs · 3%
Expected rent658 €at market conditions for the neighbourhood
The rent covers 92% of the payment — you top up about 61 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 5.5% · 9,419 €
- 171,419 €
- 162,000 €▼ 9,419 € (5.5%)
Property analysis
This apartment is priced at the typical price (the median) for 2-room apartments in Gorna Banya (33 properties) — 2,189 €/m² against 2,189 €/m².
With 20% down over 20 years the monthly mortgage payment is about 719 €, against an expected local rent of 658 €. The rent covers 92% of it.
This property is advertised in 2 offers from 2 different sellers. All offers are at the same price. It has been listed for 155 days. The asking price has fallen by 9,419 € (5.5%) since it was first listed.
Source: Market statistics for 2-room apartments in Gorna Banya
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there still room to negotiate?
Because: The price has been cut once, by about 5%.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Amenities
- Elevator
Exposure
AI summaryWWest
Afternoon and evening sun
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Location
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