Sale−11% below market

3-room apartment in Serdika with terrace on top floor

SofiaSerdika

Published: 1 September 2026 Updated: 2 September 2026

Sale127,000 €2,116 €/m²

Expected rent943 € /mo

Area

60 m²

Floor

9 / 9

Construction

Brick

Year

1960

Heating

District Heating

Yield analysis

Strong investment rating

8.9% / yr

Monthly payment563 €20% down payment · 20 yrs · 3%

Expected rent943 €at market conditions for the neighbourhood

The rent covers 167% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 11 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced 11% below the typical price (the median) for comparable properties — 2,015 €/m² against 2,263 €/m².

The apartment is located in Sofia, Serdika district, on the top 9th floor of a brick building from 1960. The property has a total area of 60 sq m, including a terrace of about 9 sq m.

The layout includes three separate rooms and an enclosed part of the terrace connected to the living room and one room, leaving an open area of about 3-4 sq m. The apartment requires renovation, allowing adaptation according to the needs of the new owner.

The building is a solid brick construction with well-maintained common areas and an available elevator. The water supply and electrical installation are standard for buildings from this period.

Serdika district offers good transport connections and quick access to Sofia city centre, with urbanised surroundings and available amenities.

The property is suitable for living or investment, combining urban conveniences with the possibility to personalise the home.

With 20% down over 20 years the monthly mortgage payment is about 563 €, against an expected local rent of 943 €. The rent covers the whole payment (167%).

Source: Market statistics for 3-room apartments in Serdika

Pros and cons

AI summary

Pros

functional layout
terrace
elevator
good location

Cons

top floor
needs renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1960 — about 66 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.