Sale

Three-room apartment in Gorna Banya with balconies and SPA facilities

SofiyaGorna Banya

Published: 2 April 2026 Updated: 14 September 2026

Sale460,248 €3,803 €/m²

Expected rent1,065 € /mo

~178,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Gorna Banya (60 properties)

Area

121 m²

Floor

4 / 6

Construction

Brick

Year

2025

Heating

Gas

Yield analysis

Low investment rating

2.8% / yr

Monthly payment2,042 €20% down payment · 20 yrs · 3%

Expected rent1,065 €at market conditions for the neighbourhood

The rent covers 52% of the payment — you top up about 977 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 178,000 € above the typical price (the median) for 3-room apartments in Gorna Banya (60 properties) — 3,803 €/m² against 2,333 €/m².

3-room apartment in the Gloria Palace complex, Gorna Banya district, Sofia. The property is on the 4th floor of 6 in a brick building, built in 2025 with Act 16.

The layout includes a spacious living room with kitchenette and balcony, master bedroom with bathroom and toilet, second bedroom with balcony, additional bathroom, and entrance hall. The apartment is fully furnished and equipped.

The construction uses high-quality materials – granite tiles, natural parquet, aluminum windows with triple glazing, and ceiling height of 2.80 m. Heating is via air conditioning system, with the option for a gas boiler.

The complex offers additional amenities such as its own SPA with mineral water, indoor and outdoor pools, restaurant, sports courts, and 24-hour security. The location is in a quiet and green part of Sofia with easy access to the center.

The property is suitable for family living focusing on comfort and amenities within a gated complex.

With 20% down over 20 years the monthly mortgage payment is about 2,042 €, against an expected local rent of 1,065 €. The rent covers 52% of it.

Source: Market statistics for 3-room apartments in Gorna Banya

Pros and cons

AI summary

Pros

functional layout
high-quality materials
balconies
gated complex with amenities

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.