−19% below market
median 2,973 €/m² for comparable properties
285,000 € 2,415 €/m²
Rent covers ~ 71% of the payment
~ 892 €/mo rent · you top up ~ 372 €/mo
Sale278,900 €2,734 €/m²
Expected rent892 € /mo
~24,500 € BELOW MARKET
good value
against the median for 3-room apartments in Borovo (38 properties)
Area
102 m²
Floor
7 / 8
Construction
Panel
Year
1992
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment1,237 €20% down payment · 20 yrs · 3%
Expected rent892 €at market conditions for the neighbourhood
The rent covers 72% of the payment — you top up about 345 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 24,500 € below the typical price (the median) for 3-room apartments in Borovo (38 properties) — 2,734 €/m² against 2,973 €/m².
Three-room apartment in Sofia city, Borovo district, on Gen. Stefan Toshev St.
The layout includes a spacious living room with an enclosed balcony, two separate bedrooms, a separate kitchen with an enclosed balcony, a bathroom with WC, a separate toilet, and a laundry room. The walk-through rooms provide convenient connection between the spaces.
The building is prefab panel from 1992, with renovated external thermal and waterproof insulation, renovated entrance with access control and elevator. The apartment has PVC windows, new plumbing risers and quality flooring.
The location is convenient, close to the Borovo market, 20th DCC, Bulgaria Mall, shops, schools and kindergartens, with easy access to public transport.
The property is suitable for family living with good functionality and amenities in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 1,237 €, against an expected local rent of 892 €. The rent covers 72% of it.
Pros and cons
AI summaryPros
- functional layout
- Vitosha view
- renovated entrance
- access control
Cons
- prefab panel construction
- walk-through rooms
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- living room
- bedroom
- bedroom
- kitchen
- bathroom
- toilet
Amenities
- With Transition
- Elevator
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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