+20% above market
median 2,500 €/m² for comparable properties
135,000 € 3,000 €/m²
Rent covers ~ 102% of the payment
~ 612 €/mo rent · pays for itself in ~ 18 yrs
Sale290,000 €3,052 €/m²
Expected rent751 € /mo
~67,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Banishora (195 properties)
Area
95 m²
Floor
3 / 18
Construction
Brick
Year
2025
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment1,287 €20% down payment · 20 yrs · 3%
Expected rent751 €at market conditions for the neighbourhood
The rent covers 58% of the payment — you top up about 536 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 67,000 € above the typical price (the median) for 3-room apartments in Banishora (195 properties) — 3,052 €/m² against 2,348 €/m².
Apartment with three rooms in a new building in the Banishora district, Sofia city.
The layout includes a spacious living room with kitchenette and dining area, two separate bedrooms, bathroom with toilet, storage room, entrance hall, and loggia.
The building is new-build brick construction, with an elevator and maintained common areas. The apartment has dual aspect and offers good natural light.
The location provides quick access to Sofia city centre, public transport, and main amenities.
The property is suitable for personal use or investment, combining functionality and convenience in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 1,287 €, against an expected local rent of 751 €. The rent covers 58% of it.
Source: Market statistics for 3-room apartments in Banishora
Pros and cons
AI summaryPros
- functional layout
- dual aspect
- new-build
- elevator
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there a tenant at the moment, and when does the lease end?
Because: The property is advertised for sale and for rent at the same time.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- bathroom
- storage room
- entrance hall
- loggia
Amenities
- Elevator
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+22% above market
median 2,500 €/m² for comparable properties
148,999 € 3,040 €/m²
Rent covers ~ 93% of the payment
~ 612 €/mo rent · you top up ~ 49 €/mo
At market level
median 2,500 €/m² for comparable properties
120,000 € 2,500 €/m²
Rent covers ~ 115% of the payment
~ 612 €/mo rent · pays for itself in ~ 16 yrs
+28% above market
median 2,348 €/m² for comparable properties
318,000 € 3,000 €/m²
Rent covers ~ 53% of the payment
~ 751 €/mo rent · you top up ~ 660 €/mo
+10% above market
median 2,500 €/m² for comparable properties
132,000 € 2,750 €/m²
Rent covers ~ 104% of the payment
~ 612 €/mo rent · pays for itself in ~ 18 yrs
At market level
median 2,500 €/m² for comparable properties
165,000 € 2,538 €/m²
Rent covers ~ 84% of the payment
~ 612 €/mo rent · you top up ~ 120 €/mo
−9% below market
median 2,414 €/m² for comparable properties
469,942 € 2,206 €/m²
Rent covers ~ 31% of the payment
~ 641 €/mo rent · you top up ~ 1,444 €/mo
−26% below market
median 2,500 €/m² for comparable properties
154,000 € 1,855 €/m²
Rent covers ~ 90% of the payment
~ 612 €/mo rent · you top up ~ 71 €/mo