Sale

Three-room apartment with terrace in Banishora, Sofia

SofiaBanishora

Published: 6 September 2026 Updated: 6 September 2026

Sale207,000 €1,899 €/m²

Expected rent751 € /mo

~49,000 € BELOW MARKET

good value

against the median for 3-room apartments in Banishora (195 properties)

Area

109 m²

Floor

15 / 17

Construction

Brick

Year

2026

Heating

District Heating

Yield analysis

Fair investment rating

4.4% / yr

Monthly payment918 €20% down payment · 20 yrs · 3%

Expected rent751 €at market conditions for the neighbourhood

The rent covers 82% of the payment — you top up about 167 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 49,000 € below the typical price (the median) for 3-room apartments in Banishora (195 properties) — 1,899 €/m² against 2,348 €/m².

Three-room apartment in the Banishora district, Sofia. The property has a floor area of 109 sq m and is located on the 15th floor of a 17-storey building from 2026 with brick construction.

The layout includes a living room, kitchen, two bedrooms, bathroom with toilet, and terrace, providing functional use of the space.

The building has maintained common areas and controlled access, with district heating. The materials and construction are modern, suggesting good insulation and energy efficiency.

The location is convenient, close to urban infrastructure and transport connections, making the property suitable both for living and as an investment for rental purposes.

The overall characteristics of the property make it a practical choice for those seeking accommodation with a good layout and urban location.

With 20% down over 20 years the monthly mortgage payment is about 918 €, against an expected local rent of 751 €. The rent covers 82% of it.

Source: Market statistics for 3-room apartments in Banishora

Pros and cons

AI summary

Pros

functional layout
new building
terrace
controlled access

Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 19% below the average for comparable properties.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 15 and the listing does not mention a lift.