Sale

Studio with terrace in 5-ti polk, Shumen

Shumen5-Ti Polk
Published: 20 January 2026 Updated: 1 October 2026
Sale68,001 €1,700 €/m²
Expected rent401 € /mo

~8,000 € ABOVE MARKET

above market

against the median for apartments in 5-Ti Polk (122 properties)

Area
40 m²
Floor
13 / 14
Construction
EPC
Year
1980

Yield analysis

Good investment rating

7.1% / yr
Monthly payment302 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 133% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 14 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 8,000 € above the typical price (the median) for apartments in 5-Ti Polk (122 properties) — 1,700 €/m² against 1,499 €/m².

Studio in the city of Shumen, 5-ti polk district, near Arena hall.
The layout includes a corridor, kitchen, living room/bedroom with access to a shared terrace, bathroom and toilet.
The apartment is in a building from 1980 with EPK prefab construction, equipped with an elevator and controlled access; the flooring is natural parquet and terracotta. Heating and cooling are provided by an air conditioner.
The location is convenient, close to schools, kindergartens, shops and bus stops.
The property is suitable for living or renting out, offering a balanced combination of functionality and urban environment.

With 20% down over 20 years the monthly mortgage payment is about 302 €, against an expected local rent of 401 €. The rent covers the whole payment (133%).

Source: Market statistics for apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • south aspect
  • elevator
  • controlled access
  • terrace
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • living room/bedroom
  • bathroom
  • toilet

Amenities

  • Elevator
  • Access Control
  • With Parking

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
1
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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