Sale

Three-room apartment 77 sq m in 5-ti polk, Shumen with terrace

Shumen5-Ti Polk
Published: 4 October 2025 Updated: 2 October 2026
Sale108,192 €1,405 €/m²
Expected rent401 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in 5-Ti Polk (44 properties)

Area
77 m²
Floor
3 / 4
Construction
Brick
Year
2026

Yield analysis

Fair investment rating

4.4% / yr
Monthly payment480 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 84% of the payment — you top up about 79 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in 5-Ti Polk (44 properties) — 1,405 €/m² against 1,500 €/m².

Three-room apartment with an area of 77 sq m, located in the city of Shumen, 5-ti polk district. The property is on the third floor of a new brick building from 2026.

The layout includes a living area with kitchen and dining room, two bedrooms, bathroom, toilet, storage/laundry room, entrance hall and terrace. The spaces are functionally organized for everyday use.

The building features modern architecture and quality materials, equipped with an elevator and controlled access. It is offered at construction standard according to BDS.

The location provides a quiet environment with convenient access to key transport routes, close to Arena Shumen hall, Retail Park and educational institutions.

Suitable property for family living with a balance between comfort and practicality in an urban setting.

With 20% down over 20 years the monthly mortgage payment is about 480 €, against an expected local rent of 401 €. The rent covers 84% of it.

This property is advertised in 2 offers from 2 different sellers. The gap between the cheapest and the dearest is 3,458 €. It has been listed for 363 days.

Source: Market statistics for 3-room apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • functional layout
  • new brick building
  • elevator and controlled access
  • good location
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 3%.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 363 days.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living area
  • bedroom
  • bedroom
  • bathroom
  • toilet
  • storage room
  • entrance hall
  • terrace

Amenities

  • Elevator
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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