Sale

Three-room apartment 140 sq m in 5-ti polk, Shumen with two terraces

Shumen5-Ti Polk
Published: 8 May 2026 Updated: 2 October 2026
Sale211,500 €1,510 €/m²
Expected rent400 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in 5-Ti Polk (44 properties)

Area
140 m²
Floor
5 / 5
Construction
Brick
Year
2027

Yield analysis

Low investment rating

2.3% / yr
Monthly payment938 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 43% of the payment — you top up about 538 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 44 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in 5-Ti Polk (44 properties) — 1,510 €/m² against 1,500 €/m².

Three-room apartment in the city of Shumen, 5-ti polk district, new-build from 2027. The property has a total floor area of 140 sq m and is located on the top floor (5/5).

The layout includes a living area with kitchen, two bedrooms, two bathrooms with toilets, a storage room, laundry room and two terraces, providing convenience and functionality for family use.

The building is brick-built, with an elevator and access control, meeting modern standards for quality and energy efficiency. There is an option to purchase an underground parking space.

The location is close to Arena hall and Retail Park Shumen, offering good access to services and infrastructure. The area is preferred for living and offers everyday conveniences.

The property is suitable for family use with a focus on comfort and functionality in a contemporary residential environment.

With 20% down over 20 years the monthly mortgage payment is about 938 €, against an expected local rent of 400 €. The rent covers 43% of it.

Source: Market statistics for 3-room apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • new-build
  • controlled access
Cons
  • top floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2027.

  2. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living area
  • bedroom
  • bedroom
  • bathroom
  • bathroom
  • storage room
  • laundry room
  • terrace
  • terrace

Amenities

  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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