+13% above market
median 1,500 €/m² for comparable properties
132,000 € 1,692 €/m²
Rent covers ~ 68% of the payment
~ 401 €/mo rent · you top up ~ 185 €/mo
Sale85,000 €1,328 €/m²
Expected rent401 € /mo
~8,000 € BELOW MARKET
good value
against the median for 2-room apartments in 5-Ti Polk (55 properties)
Area
64 m²
Floor
7 / 10
Construction
Panel
Yield analysis
Fair investment rating
Monthly payment377 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 106% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 8,000 € below the typical price (the median) for 2-room apartments in 5-Ti Polk (55 properties) — 1,328 €/m² against 1,450 €/m².
The apartment is located in the city of Shumen, in the 5-ti polk area, near Arena hall.
The layout includes a living room, bedroom, kitchen, bathroom and two large terraces, providing good functionality and the possibility to separate day and night zones.
The building is prefab panel construction, undergoing insulation works with window replacement, which suggests improved energy efficiency and exterior appearance.
The location is convenient with proximity to sports facilities and urban infrastructure.
The property is suitable for people looking for a home with balanced layout and additional outdoor spaces in an urban area.
With 20% down over 20 years the monthly mortgage payment is about 377 €, against an expected local rent of 401 €. The rent covers the whole payment (106%).
Source: Market statistics for 2-room apartments in 5-Ti Polk
Pros and cons
AI summaryPros
- two terraces
- functional layout
- replaced windows
- good location
Cons
- prefab panel construction
- seventh floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 7 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- kitchen
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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