+13% above market
median 1,500 €/m² for comparable properties
132,000 € 1,692 €/m²
Rent covers ~ 68% of the payment
~ 401 €/mo rent · you top up ~ 185 €/mo
Sale112,000 €1,454 €/m²
Expected rent401 € /mo
AT MARKET LEVEL
fairly priced
against the median for 2-room apartments in 5-Ti Polk (54 properties)
Area
77 m²
Floor
1 / 4
Construction
Brick
Year
2026
Yield analysis
Fair investment rating
Monthly payment497 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 81% of the payment — you top up about 96 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 2-room apartments in 5-Ti Polk (54 properties) — 1,454 €/m² against 1,450 €/m².
Two-room apartment in the city of Shumen, district 5-ti polk, located on the first floor of a four-storey building. The property has a total area of 77 sq m and includes a kitchen with living area, bedroom, bathroom, toilet, storage room, and glazed terrace. The property also features a 50 sq m yard. The building is new-build from 2026, constructed with brick materials and designed with energy class A. It has an elevator and access control. The location is close to key facilities such as Arena Hall, Retail Park, and the Market, providing nearby conveniences. The property offers a balanced combination of functionality and comfort for family use.
With 20% down over 20 years the monthly mortgage payment is about 497 €, against an expected local rent of 401 €. The rent covers 81% of it.
Source: Market statistics for 2-room apartments in 5-Ti Polk
Pros and cons
AI summaryPros
- functional layout
- 50 sq m yard
- new-build
- elevator
Cons
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 275 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- kitchen
- living area
- bedroom
- bathroom
- toilet
- storage room
- glazed terrace
Amenities
- Elevator
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
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median 1,500 €/m² for comparable properties
108,192 € 1,405 €/m²
Rent covers ~ 84% of the payment
~ 401 €/mo rent · you top up ~ 79 €/mo
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At market level
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At market level
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Rent covers ~ 81% of the payment
~ 401 €/mo rent · you top up ~ 96 €/mo
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