+13% above market
median 1,500 €/m² for comparable properties
132,000 € 1,692 €/m²
Rent covers ~ 68% of the payment
~ 401 €/mo rent · you top up ~ 185 €/mo
Sale88,660 €1,430 €/m²
Expected rent401 € /mo
AT MARKET LEVEL
fairly priced
against the median for 2-room apartments in 5-Ti Polk (55 properties)
Area
62 m²
Floor
1 / 6
Construction
Panel
Yield analysis
Fair investment rating
Monthly payment393 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 102% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 18 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 2-room apartments in 5-Ti Polk (55 properties) — 1,430 €/m² against 1,450 €/m².
Two-room apartment in the town of Shumen, district 5-ti polk.
The layout includes a living room, bedroom, kitchen, L-shaped corridor and bathroom with toilet, with the possibility to utilize the large terraces.
The building is prefab panel construction, the apartment is located on the first floor of six. No information is provided about additional amenities or the condition of the property.
The area is urbanized with access to city infrastructure and services.
The property is suitable for family use with a functional layout and potential for further utilization of the terraces.
With 20% down over 20 years the monthly mortgage payment is about 393 €, against an expected local rent of 401 €. The rent covers the whole payment (102%).
Source: Market statistics for 2-room apartments in 5-Ti Polk
Pros and cons
AI summaryPros
- functional layout
- large terraces
- first floor
Cons
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 274 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- kitchen
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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