Sale

Spacious 4-room apartment in Charodeyka - North, Ruse

RuseCharodeika - Sever
Published: 3 July 2026 Updated: 30 September 2026
Sale97,500 €984 €/m²
Expected rent413 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Charodeika - Sever (35 properties)

Area
99 m²
Floor
3 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

5.1% / yr
Monthly payment433 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood

The rent covers 95% of the payment — you top up about 20 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for apartments in Charodeika - Sever (35 properties) — 984 €/m² against 1,054 €/m².

4-room apartment in the city of Ruse, Charodeyka - North district, located on the third floor of an eight-storey prefab panel building. The layout includes an entrance hall, kitchen with access to a terrace, living room with access to a terrace, three bedrooms (two of which have access to a terrace), bathroom and separate toilet. The property has an area of 99 sq m and offers convenient functionality for family use. The building was constructed in 1980, with prefab panel construction and has an elevator. Improvements have been made in the apartment such as PVC windows, new flooring, Italian plastering and updated electrical and plumbing installations. The district is in the northern part of the city, close to Rodina district, with good infrastructure and access to city services. The property is suitable for families looking for a spacious and functional home in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 433 €, against an expected local rent of 413 €. The rent covers 95% of it.

Source: Market statistics for apartments in Charodeika - Sever

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • updated installations
  • terrace
Cons
  • prefab panel construction
  • third floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there enough daylight, and does damp appear? What are the heating bills like?

    Because: The advertised exposure faces north only.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • kitchen
  • living room
  • bedroom
  • second bedroom
  • third bedroom

Amenities

  • Elevator

Exposure

AI summary
NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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