−17% below market
median 1,089 €/m² for comparable properties
54,000 € 900 €/m²
Rent covers ~ 172% of the payment
~ 413 €/mo rent · pays for itself in ~ 11 yrs
Sale103,000 €1,000 €/m²
Expected rent413 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Charodeika - Sever (35 properties)
Area
103 m²
Floor
3 / 8
Construction
Panel
Year
1980
Yield analysis
Fair investment rating
Monthly payment457 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood
The rent covers 90% of the payment — you top up about 44 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in Charodeika - Sever (35 properties) — 1,000 €/m² against 1,054 €/m².
Apartment with three rooms in the city of Ruse, Charodeyka - North district, located on the 3rd floor of a prefab panel building from 1980. The total floor area is 103 sq m and includes two terraces.
The layout is functional with a spacious living room, separate kitchen, two bedrooms, storage room, bathroom and separate toilet. One of the bedrooms has access to the second terrace.
The building is prefab panel with an elevator and is situated on a middle floor, which provides good thermal insulation during winter. The rooms are bright and offer potential for full renovation and modernization.
The district offers convenient access to schools, kindergartens, shops and public transport, combining tranquility and urban amenities.
The property is suitable as a family home with potential for adaptation according to the needs of the occupants.
With 20% down over 20 years the monthly mortgage payment is about 457 €, against an expected local rent of 413 €. The rent covers 90% of it.
Source: Market statistics for apartments in Charodeika - Sever
Pros and cons
AI summaryPros
- functional layout
- two terraces
- elevator
- middle floor
Cons
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- bedroom
- storage room
- bathroom
- toilet
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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median 1,054 €/m² for comparable properties
97,500 € 984 €/m²
Rent covers ~ 95% of the payment
~ 413 €/mo rent · you top up ~ 20 €/mo
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At market level
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At market level
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