Sale

2-bedroom apartment in Ruse, Charodeika - Sever

RuseCharodeika - Sever

Published: 8 August 2026 Updated: 16 September 2026

Sale53,900 €869 €/m²

Expected rent414 € /mo

~13,000 € BELOW MARKET

good value

against the median for 2-room apartments in Charodeika - Sever (14 properties)

Area

62 m²

Floor

7 / 8

Construction

Panel

Year

1980

Yield analysis

Strong investment rating

9.2% / yr

Monthly payment239 €20% down payment · 20 yrs · 3%

Expected rent414 €at market conditions for the neighbourhood

The rent covers 173% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 11 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 13,000 € below the typical price (the median) for 2-room apartments in Charodeika - Sever (14 properties) — 869 €/m² against 1,082 €/m².

Двустаен апартамент с площ 62 кв.м., разположен в квартал Чародейка Север в град Русе.

Разпределението включва входно антре, родителска спалня, детска спалня, кухня и баня с тоалетна, като няма преходни стаи. От кухнята и родителската спалня има излаз на две големи тераси.

Жилището е в панелен блок от 1980 г., намира се на 7-ми от общо 8 етажа и разполага с асансьор. Частично е обновено с нова PVC дограма, шпакловка и боядисване в някои помещения.

Кварталът предлага удобства като спирки на градски транспорт, детски площадки, зелени площи и магазини в близост.

Имотът е подходящ за постоянно живеене или дългосрочна инвестиция с оглед функционалното разпределение и местоположение.

With 20% down over 20 years the monthly mortgage payment is about 239 €, against an expected local rent of 414 €. The rent covers the whole payment (173%).

Source: Market statistics for 2-room apartments in Charodeika - Sever

Pros and cons

AI summary

Pros

две тераси
двустранно изложение
асансьор
близо до транспорт

Cons

панелно строителство
частичен ремонт

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 20% below the average for comparable properties.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.