Sale

Three-room apartment in Charodeyka Sever, Ruse with functional layout

RuseCharodeika - Sever

Published: 1 September 2026 Updated: 10 September 2026

Sale95,000 €1,187 €/m²

Expected rent412 € /mo

~11,000 € ABOVE MARKET

above market

against the median for apartments in Charodeika - Sever (34 properties)

Area

80 m²

Floor

6 / 8

Construction

Panel

Year

1980

Yield analysis

Fair investment rating

5.2% / yr

Monthly payment421 €20% down payment · 20 yrs · 3%

Expected rent412 €at market conditions for the neighbourhood

The rent covers 98% of the payment — you top up about 9 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 11,000 € above the typical price (the median) for apartments in Charodeika - Sever (34 properties) — 1,187 €/m² against 1,049 €/m².

Three-room apartment in the city of Ruse, Charodeyka Sever district, located on the 6th floor of an eight-storey prefab panel building.

The layout includes a spacious living room, kitchen with dining area, two bedrooms, bathroom and separate toilet, with rooms being independent and without walk-through connections.

The building is prefab panel from 1980, the apartment is renovated and equipped with an elevator, providing convenience of access.

The location offers a quiet residential environment close to schools, kindergartens, shops and public transport.

The property is suitable for family living or investment due to its practical layout and good location.

With 20% down over 20 years the monthly mortgage payment is about 421 €, against an expected local rent of 412 €. The rent covers 98% of it.

Source: Market statistics for apartments in Charodeika - Sever

Pros and cons

AI summary

Pros

functional layout
elevator
renovated
good location

Cons

prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.