Sale

Two-room apartment in Ruse, Charodeyka - North with southeast aspect

RuseCharodeika - Sever

Published: 1 September 2026 Updated: 1 September 2026

Sale54,000 €900 €/m²

Expected rent412 € /mo

~11,000 € BELOW MARKET

good value

against the median for 2-room apartments in Charodeika - Sever (14 properties)

Area

60 m²

Floor

5 / 5

Construction

Panel

Year

1980

Yield analysis

Strong investment rating

9.2% / yr

Monthly payment240 €20% down payment · 20 yrs · 3%

Expected rent412 €at market conditions for the neighbourhood

The rent covers 172% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 11 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 11,000 € below the typical price (the median) for 2-room apartments in Charodeika - Sever (14 properties) — 900 €/m² against 1,082 €/m².

Two-room apartment in the city of Ruse, Charodeyka - North district, located on the top floor of a prefab panel block.

The layout includes separate rooms and a combined bathroom and toilet, providing convenience for daily use.

The building is prefab panel, built in 1980, with an elevator and a renovated facade under an insulation program. The property is partially renovated and includes parking and access control.

The surrounding area is landscaped with paved streets and playgrounds, contributing to a comfortable urban environment.

Suitable for people seeking a functional property with balanced features in an urban setting.

With 20% down over 20 years the monthly mortgage payment is about 240 €, against an expected local rent of 412 €. The rent covers the whole payment (172%).

Source: Market statistics for 2-room apartments in Charodeika - Sever

Pros and cons

AI summary

Pros

southeast aspect
elevator
parking
insulated block

Cons

top floor
prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 17% below the average for comparable properties.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.