−17% below market
median 1,089 €/m² for comparable properties
54,000 € 900 €/m²
Rent covers ~ 172% of the payment
~ 413 €/mo rent · pays for itself in ~ 11 yrs
Sale99,990 €970 €/m²
Expected rent413 € /mo
~8,500 € BELOW MARKET
good value
against the median for apartments in Charodeika - Sever (35 properties)
Area
103 m²
Floor
3 / 8
Construction
Panel
Yield analysis
Fair investment rating
Monthly payment444 €20% down payment · 20 yrs · 3%
Expected rent413 €at market conditions for the neighbourhood
The rent covers 93% of the payment — you top up about 31 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 8,500 € below the typical price (the median) for apartments in Charodeika - Sever (35 properties) — 970 €/m² against 1,054 €/m².
4-room apartment in the city of Ruse, Charodeyka Sever district, located on the third floor of an eight-storey prefab panel building. The total area is 103 sq m, including two terraces, one of which is glazed.
The layout includes a corridor, kitchen with dining area, living room and two bedrooms, as well as separate bathroom and toilet. The internal layout allows comfortable use of the property for a family.
The building is prefab panel construction with an elevator and offers amenities such as parking in front of the block and internet connection. Heating is electric. The apartment includes a basement storage room of 4 sq m.
The location is close to a public transport stop, kindergarten, school and commercial outlets, providing good infrastructure for daily needs.
The property is suitable for family use with a balanced combination of functionality and convenience in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 444 €, against an expected local rent of 413 €. The rent covers 93% of it.
Source: Market statistics for apartments in Charodeika - Sever
Pros and cons
AI summaryPros
- two terraces
- elevator
- parking in front
- close to school
Cons
- prefab panel construction
- electric heating
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- kitchen
- dining area
- living room
- bedroom
- bedroom
- bathroom
- toilet
Amenities
- Elevator
- With Parking
- Internet Connection
- Access Control
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,054 €/m² for comparable properties
97,500 € 984 €/m²
Rent covers ~ 95% of the payment
~ 413 €/mo rent · you top up ~ 20 €/mo
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At market level
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