Sale

Spacious 3-room apartment in Charodeyka Sever, Ruse

RuseCharodeika - Sever

Published: 7 September 2026 Updated: 7 September 2026

Sale125,500 €1,206 €/m²

Expected rent412 € /mo

~16,500 € ABOVE MARKET

above market

against the median for apartments in Charodeika - Sever (34 properties)

Area

104 m²

Floor

2 / 6

Construction

Panel

Year

1980

Yield analysis

Low investment rating

3.9% / yr

Monthly payment557 €20% down payment · 20 yrs · 3%

Expected rent412 €at market conditions for the neighbourhood

The rent covers 74% of the payment — you top up about 145 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 16,500 € above the typical price (the median) for apartments in Charodeika - Sever (34 properties) — 1,206 €/m² against 1,049 €/m².

Three-room apartment in the city of Ruse, Charodeyka Sever district, located on the second floor of a six-storey prefab panel building. The total area is 104 sq m, including a living room, two bedrooms, kitchen, and two terraces, one of which is glazed.

The layout is functional with a large S-shaped corridor, separate bathroom and toilet, laundry room, and basement storage. The rooms are spacious and allow adaptation according to the residents' needs.

The building is prefab panel from 1980, with replaced PVC windows with triple glazing and quality thermal insulation. The property has three high-efficiency Mitsubishi Electric air conditioners with heat pumps for winter heating. The common areas are maintained and have access control.

The location offers convenient access to kindergartens, schools, and large shops nearby, as well as free parking in the area. Transport connections are convenient with nearby public transport stops.

Suitable for families looking for a spacious and bright apartment with potential for modernization and comfortable daily living.

With 20% down over 20 years the monthly mortgage payment is about 557 €, against an expected local rent of 412 €. The rent covers 74% of it.

Source: Market statistics for apartments in Charodeika - Sever

Pros and cons

AI summary

Pros

functional layout
two terraces
quality thermal insulation
access control

Cons

prefab panel construction
partial renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.