Sale

3-room apartment 103 sq m in Charodeyka-Sever, Ruse with terrace

RuseCharodeika - Sever
Published: 10 September 2026 Updated: 10 September 2026
Sale110,000 €1,067 €/m²
Expected rent412 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Charodeika - Sever (34 properties)

Area
103 m²
Floor
3 / 8
Construction
Panel

Yield analysis

Fair investment rating

4.5% / yr
Monthly payment488 €20% down payment · 20 yrs · 3%
Expected rent412 €at market conditions for the neighbourhood

The rent covers 84% of the payment — you top up about 76 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for apartments in Charodeika - Sever (34 properties) — 1,067 €/m² against 1,049 €/m².

3-room apartment in the district of Charodeyka-Sever, city of Ruse, located on the third floor of an eight-storey prefab panel building.

The layout includes an entrance hall, living room with access to a terrace, two bedrooms (one with access to the terrace), kitchen with dining area, bathroom and toilet in separate rooms, and a laundry room.

The building is prefab panel construction, the apartment has replaced windows and laminate flooring in the bedrooms and kitchen. Heating is provided by a pellet stove with radiators in all rooms, and there is an air conditioner for cooling in the living room.

The location offers free parking and is part of a well-developed district with access to urban infrastructure.

The property is suitable for family use, combining convenience and a functional layout for everyday living.

With 20% down over 20 years the monthly mortgage payment is about 488 €, against an expected local rent of 412 €. The rent covers 84% of it.

Source: Market statistics for apartments in Charodeika - Sever

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • free parking
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • антре
  • хол
  • спалня
  • спалня
  • кухня
  • баня
  • тоалетна
  • мокро помещение

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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