Sale

Three-room apartment in Charodeyka - North, Ruse with two terraces

RuseCharodeika - Sever
Published: 1 September 2026 Updated: 1 September 2026
Sale103,000 €990 €/m²
Expected rent412 € /mo

AT MARKET LEVEL

fairly priced

against the median for apartments in Charodeika - Sever (34 properties)

Area
104 m²
Floor
2 / 8
Construction
Panel

Yield analysis

Fair investment rating

4.8% / yr
Monthly payment457 €20% down payment · 20 yrs · 3%
Expected rent412 €at market conditions for the neighbourhood

The rent covers 90% of the payment — you top up about 45 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for apartments in Charodeika - Sever (34 properties) — 990 €/m² against 1,049 €/m².

The apartment is located in the city of Ruse, Charodeyka - North district, on the second floor of an eight-storey prefab panel building.

The layout includes a living room, two bedrooms, kitchen, corridor, bathroom and separate toilet, laundry room and two glazed terraces, with the possibility to create a third bedroom.

The building is prefab panel construction, the apartment has replaced PVC windows, new plumbing installation and partial internal insulation; heating is provided by air conditioners in all rooms and a solid fuel stove.

The area offers controlled access and free parking, and the common areas are maintained in good condition; proximity to urban infrastructure makes the location convenient for daily needs.

The property is suitable for family use with options to adapt the space according to the residents' needs.

With 20% down over 20 years the monthly mortgage payment is about 457 €, against an expected local rent of 412 €. The rent covers 90% of it.

Source: Market statistics for apartments in Charodeika - Sever

Pros and cons

AI summary
Pros
  • two glazed terraces
  • partial internal insulation
  • new plumbing installations
  • controlled access
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • хол
  • спалня
  • спалня
  • кухня
  • коридор
  • баня
  • санитарен възел
  • мокро помещение
  • тераса
  • тераса

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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