+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 421 €/mo rent · you top up ~ 107 €/mo
Sale115,000 €1,402 €/m²
Expected rent406 € /mo
~30,000 € BELOW MARKET
good value
against the median for 3-room apartments in Centyr (69 properties)
Area
82 m²
Floor
1 / 3
Construction
Brick
Year
2025
Yield analysis
Fair investment rating
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood
The rent covers 80% of the payment — you top up about 104 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 30,000 € below the typical price (the median) for 3-room apartments in Centyr (69 properties) — 1,402 €/m² against 1,771 €/m².
Three-room apartment with an area of 82 sq m, located in the center of Pernik, near the hospital.
The layout includes a living room with kitchenette, two bedrooms, a bathroom with toilet, and a storage room, providing functional use of the space.
The building was constructed in 2025 from brick, with insulated facade and new roof, and the apartment is finished with quality materials and ready to move in.
The location offers convenient access to kindergarten, school, shops, and public services nearby.
The property is suitable for family living with amenities such as parking space and controlled access in a central urban environment.
With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 406 €. The rent covers 80% of it.
Pros and cons
AI summaryPros
- functional layout
- new-build
- parking space
- controlled access
Cons
- ground floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 21% below the average for comparable properties.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
Amenities
- With Parking
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,849 €/m² for comparable properties
119,000 € 1,983 €/m²
Rent covers ~ 75% of the payment
~ 397 €/mo rent · you top up ~ 131 €/mo
+40% above market
median 1,771 €/m² for comparable properties
480,000 € 2,474 €/m²
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At market level
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