Sale

Two-room apartment with two terraces in the centre of Pernik

PernikCentyr
Published: 2 October 2026 Updated: 2 October 2026
Sale119,000 €1,830 €/m²
Expected rent421 € /mo

~23,500 € ABOVE MARKET

overpriced

against the median for apartments in Pernik (605 properties)

Area
65 m²
Floor
4 / 8
Construction
Panel
Heating
District Heating

Yield analysis

Fair investment rating

4.2% / yr
Monthly payment528 €20% down payment · 20 yrs · 3%
Expected rent421 €at market conditions for the neighbourhood

The rent covers 80% of the payment — you top up about 107 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 23,500 € above the typical price (the median) for apartments in Pernik (605 properties) — 1,830 €/m² against 1,466 €/m².

Two-room apartment with an area of 65 sq m, located in the centre of Pernik. The property is on the 4th floor of an 8-storey prefab panel building with a lift and controlled access.

The layout includes a corridor, large living room with an enclosed terrace, kitchen with access to a terrace, bedroom, and bathroom with toilet. The interior space is functional and offers conveniences such as two terraces.

The building is prefab panel construction, heating is central via district heating. The floors are parquet, terracotta and laminate, and the bathroom has faience and terracotta. There is an adjacent basement storage room and a large parking area in front of the block.

The location is convenient, close to the railway and bus stations, courthouse, school and kindergarten, providing easy access to city infrastructure.

The property is suitable both for living and for investment with rental potential due to its good location and functionality.

With 20% down over 20 years the monthly mortgage payment is about 528 €, against an expected local rent of 421 €. The rent covers 80% of it.

This property is advertised in 2 offers, all from the same agency. All offers are at the same price.

Source: Market statistics for apartments in Pernik

Pros and cons

AI summary
Pros
  • functional layout
  • southern aspect
  • two terraces
  • parking in front
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Who am I negotiating with, and who is authorised to agree a price?

    Because: The property appears in 2 listings at the same price.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • kitchen
  • bedroom
  • bathroom

Amenities

  • Elevator
  • With Parking

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
2
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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