+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 420 €/mo rent · you top up ~ 108 €/mo
Sale115,000 €1,402 €/m²
Expected rent476 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Centyr (141 properties)
Area
82 m²
Floor
2 / 3
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent476 €at market conditions for the neighbourhood
The rent covers 93% of the payment — you top up about 34 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Centyr (141 properties) — 1,402 €/m² against 1,350 €/m².
3-room apartment in the town of Pernik, Center, located on the second floor of a three-storey building.
The layout includes a kitchen with living room, two bedrooms, and a bathroom with toilet, providing convenience and functionality for family use.
The building is brick construction and renovated, and the apartment is refurbished and ready to move in. The property includes an adjacent parking space and basement.
The location is central, close to hospital, municipality, police, and the town square, ensuring easy access to administrative and health services.
The property is suitable for those seeking convenience in an urban environment with balanced layout and additional amenities such as parking space.
With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 476 €. The rent covers 93% of it.
This property is advertised in 3 offers, all from the same agency. The gap between the cheapest and the dearest is 25,000 €. It has been listed for 24 days.
Pros and cons
AI summaryPros
- functional layout
- parking space
- close to administrative services
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Which price is the real one, and who am I negotiating with?
Because: The property appears in 3 listings, and the prices differ by about 18%.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- kitchen
- living room
- bedroom
- bedroom
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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