+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 421 €/mo rent · you top up ~ 107 €/mo
Sale169,900 €2,392 €/m²
Expected rent397 € /mo
~38,500 € ABOVE MARKET
overpriced
against the median for 2-room apartments in Centyr (55 properties)
Area
71 m²
Floor
3 / 3
Construction
Brick
Year
2026
Yield analysis
Low investment rating
Monthly payment754 €20% down payment · 20 yrs · 3%
Expected rent397 €at market conditions for the neighbourhood
The rent covers 53% of the payment — you top up about 357 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 38,500 € above the typical price (the median) for 2-room apartments in Centyr (55 properties) — 2,392 €/m² against 1,849 €/m².
Two-room apartment in a new brick building, located in the center of Pernik. The property is on the third floor of three and offers a total area of 71 sq m with a large terrace.
The layout includes spacious and bright rooms, suitable for comfortable living or rental. The presence of a large terrace adds extra space and an opportunity for outdoor relaxation.
The building is new-build from 2026, constructed with brick materials and offers local heating. The apartment is finished with flooring, prepared walls, and a fully equipped bathroom.
The location is convenient, close to city amenities and transport, while providing tranquility and good lighting. The area is suitable for those preferring life in the city center.
The property is a practical choice for living or investment, combining functionality and conveniences in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 754 €, against an expected local rent of 397 €. The rent covers 53% of it.
Pros and cons
AI summaryPros
- functional layout
- large terrace
- new-build
- parking
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2026.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- living room
Amenities
- With Parking
- Internet Connection
- Video Surveillance
- Access Control
- Renovated
- Tax Credit Option
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Location
Similar properties nearby
At market level
median 1,849 €/m² for comparable properties
119,000 € 1,983 €/m²
Rent covers ~ 75% of the payment
~ 397 €/mo rent · you top up ~ 131 €/mo
+40% above market
median 1,771 €/m² for comparable properties
480,000 € 2,474 €/m²
Rent covers ~ 19% of the payment
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+14% above market
median 1,849 €/m² for comparable properties
174,900 € 2,107 €/m²
Rent covers ~ 51% of the payment
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At market level
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Rent covers ~ 93% of the payment
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−10% below market
median 1,771 €/m² for comparable properties
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Rent covers ~ 51% of the payment
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−21% below market
median 1,771 €/m² for comparable properties
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175,000 € 1,785 €/m²
Rent covers ~ 51% of the payment
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