Sale

Three-room apartment with terrace in Dubnika district, Vratsa

VracaDybnika
Published: 9 September 2026 Updated: 9 September 2026
Sale110,000 €1,428 €/m²
Expected rent316 € /mo

~17,500 € ABOVE MARKET

above market

against the median for 3-room apartments in Dybnika (17 properties)

Area
77 m²
Floor
2 / 7
Construction
Panel
Year
1992

Yield analysis

Low investment rating

3.4% / yr
Monthly payment488 €20% down payment · 20 yrs · 3%
Expected rent316 €at market conditions for the neighbourhood

The rent covers 65% of the payment — you top up about 172 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 29 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 17,500 € above the typical price (the median) for 3-room apartments in Dybnika (17 properties) — 1,428 €/m² against 1,201 €/m².

Three-room apartment in Vratsa, Dubnika district, located on the second floor of a seven-storey prefab panel building.
The layout includes a spacious living room with terrace, two bedrooms, separate kitchen, bathroom and separate toilet, providing convenience and functionality.
The building was constructed in 1992, with maintained common areas and elevator; the apartment has been renovated with new plumbing and electrical installation. Heating and cooling are provided by air conditioners.
The location is well connected, close to a park, school and kindergartens, suitable for families with children.
The property offers a balanced combination of convenience and functionality for everyday living or investment.

With 20% down over 20 years the monthly mortgage payment is about 488 €, against an expected local rent of 316 €. The rent covers 65% of it.

Source: Market statistics for 3-room apartments in Dybnika

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • elevator
  • close to park
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • kitchen
  • bathroom
  • toilet

Amenities

  • Elevator

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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