+11% above market
median 2,196 €/m² for comparable properties
119,000 € 2,428 €/m²
Rent covers ~ 99% of the payment
~ 523 €/mo rent · you top up ~ 5 €/mo
Sale190,000 €2,235 €/m²
Expected rent496 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Lyulin 4 (22 properties)
Area
85 m²
Floor
5 / 7
Construction
Panel
Year
1970
Heating
District Heating
Yield analysis
Low investment rating
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent496 €at market conditions for the neighbourhood
The rent covers 59% of the payment — you top up about 347 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Lyulin 4 (22 properties) — 2,235 €/m² against 2,105 €/m².
Three-room apartment with an area of 85 sq m, located in the district of Lyulin 4 in the city of Sofia. The property is situated on the 5th floor of a 7-storey prefab panel building with an elevator and controlled access.
The layout includes a spacious entrance hall, living room, separate kitchen with an enclosed terrace, two bedrooms, bathroom with toilet, separate second toilet, and two terraces. This provides functional and convenient use of the dwelling.
The building dates from 1970, in good technical condition with renovated common areas and replaced PVC windows. The roof was repaired in 2022, contributing to long-term maintenance.
The location is convenient with proximity to a metro station, public transport, schools, kindergartens, and commercial outlets, providing easy access to the city centre and main road arteries.
The property is suitable for family living with good functionality and amenities in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 496 €. The rent covers 59% of it.
Pros and cons
AI summaryPros
- functional layout
- two terraces
- elevator and controlled access
- good location
Cons
- prefab panel construction
- 5th floor of 7
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- living room
- kitchen
- bedroom
- bedroom
Amenities
- Elevator
- Access Control
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Location
Similar properties nearby
At market level
median 2,588 €/m² for comparable properties
79,000 € 2,468 €/m²
Rent covers ~ 142% of the payment
~ 496 €/mo rent · pays for itself in ~ 13 yrs
At market level
median 2,196 €/m² for comparable properties
135,000 € 2,177 €/m²
Rent covers ~ 87% of the payment
~ 523 €/mo rent · you top up ~ 76 €/mo
+36% above market
median 2,196 €/m² for comparable properties
179,000 € 2,983 €/m²
Rent covers ~ 66% of the payment
~ 523 €/mo rent · you top up ~ 271 €/mo
−17% below market
median 2,105 €/m² for comparable properties
192,500 € 1,750 €/m²
Rent covers ~ 58% of the payment
~ 496 €/mo rent · you top up ~ 358 €/mo
At market level
median 2,588 €/m² for comparable properties
82,000 € 2,562 €/m²
Rent covers ~ 136% of the payment
~ 496 €/mo rent · pays for itself in ~ 14 yrs
−17% below market
median 2,105 €/m² for comparable properties
168,000 € 1,750 €/m²
Rent covers ~ 67% of the payment
~ 496 €/mo rent · you top up ~ 249 €/mo
+32% above market
median 2,196 €/m² for comparable properties
101,500 € 2,900 €/m²
Rent covers ~ 116% of the payment
~ 523 €/mo rent · pays for itself in ~ 16 yrs