Sale

3-room apartment in Gorna Banya with balcony and basement

SofiaGorna Banya
Published: 9 December 2025 Updated: 30 September 2026
Sale230,000 €2,346 €/m²
Expected rent977 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Gorna Banya (61 properties)

Area
98 m²
Floor
3 / 4
Construction
Brick
Year
1940

Yield analysis

Fair investment rating

5.1% / yr
Monthly payment1,020 €20% down payment · 20 yrs · 3%
Expected rent977 €at market conditions for the neighbourhood

The rent covers 96% of the payment — you top up about 43 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Gorna Banya (61 properties) — 2,346 €/m² against 2,347 €/m².

The apartment is located in the Gorna Banya district, Sofia, in a brick building from 1940 on the third floor of four.

The layout includes an entrance hall, kitchen with pantry and access to a glazed balcony, three walk-through rooms, a large bathroom with window and a laundry room.

The building is monolithic concrete with thermal insulation and replaced risers, but the apartment needs renovation. Heating is by convector radiators, and the window frames are PVC.

The area offers greenery, clean air and convenient transport connections via Nikola Petkov Blvd, as well as proximity to a school, kindergartens and a supermarket.

The property is suitable for people looking for a home with potential in a quieter area with good infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 1,020 €, against an expected local rent of 977 €. The rent covers 96% of it.

Source: Market statistics for 3-room apartments in Gorna Banya

Pros and cons

AI summary
Pros
  • functional layout
  • large basement
  • thermal insulation
  • PVC window frames
Cons
  • walk-through rooms
  • needs renovation
  • no elevator

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 296 days.

  2. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1940 — about 86 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • entrance hall
  • kitchen
  • vestibule
  • bedroom
  • bedroom

Amenities

  • With Transition
  • Needs Renovation

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Location

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