Sale

3-bedroom apartment in Sofia, Gorna Banya

SofiaGorna Banya
Published: 1 May 2026 Updated: 4 September 2026
Sale280,000 €1,794 €/m²
Expected rent960 € /mo

~86,500 € BELOW MARKET

good value

against the median for 3-room apartments in Gorna Banya (60 properties)

Area
156 m²
Floor
4 / 4
Construction
Brick
Year
2026
Heating
Gas

Yield analysis

Fair investment rating

4.1% / yr
Monthly payment1,242 €20% down payment · 20 yrs · 3%
Expected rent960 €at market conditions for the neighbourhood

The rent covers 77% of the payment — you top up about 282 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 14.9% · 49,000 €
  1. 329,000 €1 May 2026Initial price
  2. 280,000 €▼ 49,000 € (14.9%) 4 September 2026Price reducedCurrent

Property analysis

This apartment is priced about 86,500 € below the typical price (the median) for 3-room apartments in Gorna Banya (60 properties) — 1,794 €/m² against 2,348 €/m².

With 20% down over 20 years the monthly mortgage payment is about 1,242 €, against an expected local rent of 960 €. The rent covers 77% of it.

The asking price has fallen by 49,000 € (14.9%) since it was first listed.

Source: Market statistics for 3-room apartments in Gorna Banya

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 24% below the average for comparable properties.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 15%.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator

Exposure

AI summary
NNorth

Even light, cooler during summer

EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3

Location

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