Sale

Three-room apartment with terrace in new complex in Gorna Banya, Sofia

SofiaGorna Banya
Published: 7 February 2026 Updated: 9 September 2026
Sale165,000 €1,617 €/m²
Expected rent979 € /mo

~74,500 € BELOW MARKET

good value

against the median for 3-room apartments in Gorna Banya (61 properties)

Area
102 m²
Floor
2 / 5
Construction
Brick
Year
2028
Heating
District Heating

Yield analysis

Good investment rating

7.1% / yr
Monthly payment732 €20% down payment · 20 yrs · 3%
Expected rent979 €at market conditions for the neighbourhood

The rent covers 134% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 14 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 74,500 € below the typical price (the median) for 3-room apartments in Gorna Banya (61 properties) — 1,617 €/m² against 2,347 €/m².

The offered three-room apartment is part of a new brick building, constructed in 2028, located in a gated complex with controlled access and abundant greenery. The property has an area of 102 sq m and is situated on the second of five floors. The layout includes a living room with kitchenette and access to a terrace, two bedrooms, one of which has an en-suite bathroom, as well as an additional bathroom with toilet. The building is finished with high-quality materials, including good thermal insulation and luxurious common areas. The location is convenient, about 5 minutes on foot from Gorna Banya metro station, providing easy access to the center of Sofia and other parts of the city.

With 20% down over 20 years the monthly mortgage payment is about 732 €, against an expected local rent of 979 €. The rent covers the whole payment (134%).

Source: Market statistics for 3-room apartments in Gorna Banya

Pros and cons

AI summary
Pros
  • gated complex
  • close to metro station
  • high-quality materials
  • functional layout
Cons
  • second floor
  • no parking information

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 31% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 237 days.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2028.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room with kitchenette
  • bedroom
  • second bedroom
  • bathroom with toilet
  • terrace

Amenities

  • Elevator
  • With Parking
  • Video Surveillance
  • Access Control
  • Gated Community

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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